Business Financing

U.S. Small Business Administration (SBA)

The U.S. Small Business Administration (SBA) offers program that specifically support the needs of small business, such as loan assistance, equity financing, surety bonding, and financing to assist with acquisition, operation or expansion.  For more information call the SBA Answer Desk at 800-827-5722

General Small Business Loans: The 7(a) Loan Program, SBA’s most common loan program, includes financial help for businesses with special requirements.

Microloan Program: SBA’s Microloan Program provides small, short-term loans to small business concerns and certain types of not-for-profit child-care centers.

Real Estate & Equipment Loans CDC/504: The CDC/504 Loan Program provides financing for major fixed assets such as equipment or real estate.

Disaster Loans: SBA provides low-interest disaster loans to businesses of all sizes, private non-profit organizations, homeowners, and renters.


EB-5 Investment Program

The federal EB-5 program, allocates 10,000 green cards each year for foreign nationals who invest in business that hire at least ten full-time U.S. workers. To qualify under the regular EB-5 investment category, an investment of at least $1 million is required (or at least $500,000 if investing in a rural or high unemployment area.)


For additional information about Business Loan Programs, please contact Jeff Simpson in the Mono County Economic Development Department a (760) 924-4634 or jsimpson@mono.ca.gov.